A Guide to Life Insurance with Living Benefits
Posted: May 7, 2025
Most people think of life insurance as a safety net for their loved ones after they have gone. In fact, it can help during the policyholder’s lifetime. Life insurance with living benefits is a policy that goes beyond traditional coverage by offering access to funds in case of injury or illness. This life insurance with a twist may be the financial game changer you were...
Ultimate Spring Checklist for Boat Owners
Posted: May 2, 2025
For boat owners, the arrival of spring is the time to shed the winter coats and your landlocked routine for life vests and the freedom of the open water. Before you set out, it is essential to ensure your boat is ready for the season. Spring is the perfect time to give your vessel a thorough checkup and get it in shape for all your...
Options to Consider When Your Term Life Insurance Expires
Posted: April 22, 2025
Life insurance provides invaluable protection for your loved ones, but what happens when your term life insurance policy reaches the end of its coverage period? If you’re approaching expiration, you still have options to maintain financial security for your family. Understanding these choices can help you make the best decision for your circumstances. Renew Your Existing Term Policy Many insurance providers allow policyholders to renew...
The Hidden Costs of Skipping Insurance
Posted: April 16, 2025
This April is the 22nd anniversary of Financial Literacy Month, a time that inspires us to secure our future with sound financial planning, budgeting, saving, and investing. It’s an excellent opportunity to improve your financial education and be more secure in your goals. For example, many people are unaware of the hidden costs of skipping insurance, making them financially vulnerable. Why Consider the Cost of...
6 Reasons Why Water Heaters Fail
Posted: April 8, 2025
It’s no fun going without hot water. That’s especially true when the seasons change and temperatures take a dip. But like nearly every otherappliance in your house, water heaters fail. And that can lead to cold showers — or even worse, a water leak. Here are 6 telltale signs you have a failing water heater: You only have cold water. Your water gets warm, but never hot....