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Employer-Provided Life Insurance: What You Need to Know

Life insurance is a popular feature of employee benefits packages. Many employers provide basic group life free of charge to their employees. More Americans have workplace plans than individual life insurance plans, as reported in a NerdWallet article.  If your employer offers free or low-cost basic group life, there is no reason not to accept it. Enrollment is automatic in some cases. Although it is a...

Shopping Safety Tips for the Holidays

The average American plans to spend $998 on gifts and other holiday items this holiday season, according to the National Retail Federation. While that’s not as high as pre-pandemic years, it will still be a busy time for both online and brick and mortar retailers. However, all that hustle and bustle can create opportunities for real-life grinches. This time of year, thieves, pickpockets and porch...

Safeguard Your Property During the Holidays

The holidays are a time for celebration and getting together with family and friends. They can also mean a greater risk for your property if you are hosting parties or traveling away from home to other holiday celebrations. This is where your homeowners insurance policy comes in. Common Holiday Homeowners Insurance Claims Your homeowners policy will likely cover a range of holiday-related losses, including the...

6 Must-Have Apps for Your Car

You have a lot to keep track of in today’s fast-paced life ‒ from to-do lists to meetings to juggling multiple schedules in your household (and everything in between). And you’re not alone. A Pew survey revealed that about 60% of U.S. adults often feel too busy to even enjoy their lives. In the midst of all this busyness, one task that could easily fall...

20 Things Under $20 to Always Keep in the Car

One of our nation’s founding fathers, Benjamin Franklin, famously said, “By failing to prepare, you are preparing to fail.” This mantra is especially true when you get behind the wheel. So to make sure you’re prepared for anything life may throw your way, here’s a list of 20 essential items you should always keep in your car. And best of all: each is readily available...